Know your Pag-IBIG contribution.

Enter your monthly salary to see your HDMF contribution for housing fund benefits.

Based on current Pag-IBIG contribution rates

Pag-IBIG Contribution Breakdown

Monthly Salary 0.00

Employee Share

Pag-IBIG 0.00

Employer Share

Pag-IBIG 0.00
Total Monthly Contribution 0.00

Employee + Employer (max ₱200/month total)

Pag-IBIG Home Development Mutual Fund

Automate Pag-IBIG deductions

Timekeep calculates Pag-IBIG contributions automatically from your payroll. No more manual lookups.

How it works

Tiered rates, capped contributions.

Employee Rate Tiers

Employees earning ₱1,500 or below contribute 1% of salary. Those earning above ₱1,500 contribute 2%.

Flat Employer Rate

Employers always contribute 2% of the employee's monthly salary, regardless of how much the employee earns.

₱100 Cap Per Party

Both employee and employer contributions are capped at ₱100/month each, making the maximum total ₱200/month.

Contribution examples

Quick reference for common salaries.

Monthly Salary Employee Rate Employee Share Employer Share Total
₱1,500 1% ₱15 ₱30 ₱45
₱3,000 2% ₱60 ₱60 ₱120
₱5,000 2% ₱100 (capped) ₱100 (capped) ₱200
₱15,000 2% ₱100 (capped) ₱100 (capped) ₱200
₱50,000 2% ₱100 (capped) ₱100 (capped) ₱200

* Employee rate: 1% if salary ≤ ₱1,500, 2% if higher. Both parties capped at ₱100/month.

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